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⍰ ASK How did the emergence of mobile technology influence the landscape of electronic payments in the United States?

Paying for things has changed a lot in the U.S. because of fancy phone technology. Everyone using smartphones makes it super easy to buy things without using physical cards or cash.

There are these cool apps like Apple Pay and Google Pay, and even your regular bank apps, that make buying stuff a breeze. No more digging for cards or counting cash—just tap on your phone, and you're good to go.

And it's not just about buying stuff. More people are shopping online because it's so quick and easy with these mobile payments. To make sure your money is safe, they added some high-tech stuff like using your fingerprint to prove it's really you.
 

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