- PPF Points
- 2,039
There are multiple reasons why they should considering avoiding gift cards, underlined by its reduced liberties now and then and the vulnerabilities the card may come with. The most significant disadvantage indeed is that gift cards are highly inflexible, as they allow a person to spend money only in a particular store or on a single brand, which can be very annoying when the user doesn't shop there or can find a cheaper offer elsewhere. Besides, they may also have an expiration date or some unseen fees, in which case the real value will decrease over time or someone may lose money because of being forgotten. It is equally risky that gift cards are mostly on the top list for scammers, who deceive people to purchase and send codes based on false information. After the code has been conveyed, the money it may contain is practically always impossible to get back, which is why they are one of the worst ways to pay. Furthermore, if you lose or get your card stolen, in most cases, it is impossible to have it replaced with another one without the one you lost being registered before, and even if it is, it is not always a sure thing it will be recovered. Gift cards, although easy to use, may actually lead to unnecessary expenditures or overexpenditures when the value of the card is surpassed. Moreover, they also can be bit by bit spiritless, thus losing their originality that a very well-thought-out gift comes with them. It might happen that some companies either waste away or give up producing some particular kinds of cards, which means that the person holding the card will have some money, but still, the card will not be in use. Given these drawbacks, it is wise to choose cash or the more flexible options in most cases when planning your budget or intending to buy a present.
