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⍰ ASK Are there age restrictions for using electronic banking services in the United Kingdom?

Banks in the UK have different age rules for online banking. Usually, you need to be 16 for your own account online, but some banks let 11 or 12-year-olds join with parental okay and fewer options. If you want fancier stuff like overdrafts or credit cards, you might have to wait until you're 18.

Parents or guardians usually help set up accounts for kids and might control some stuff. Online banking for kids has safety nets so parents can watch transactions. Check with your bank for age rules and extra needs. Rules might change, so keep up with your bank's info, especially if you're thinking about online banking for a minor.
 

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