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⍰ ASK How does the industry in which a company operates affect its insurance requirements?

A manufacturing company, dealing with making things, might face risks like machines breaking down, problems with products, or disruptions in the supply chain. So, it would need special coverage like equipment breakdown insurance, product liability insurance, and business interruption insurance.

FOr a technology company,, it would be more concerned about cyber risks, disputes over intellectual property, and mistakes in its work. Cyber insurance is super important to protect against things like data breaches and cyberattacks. Errors and omissions insurance helps with claims of professional mistakes.

For service-oriented industries, theres a need for professional indemnity insurance. This helps deal with the financial impact of mistakes in the services they provide. Healthcare providers might also need specific liability coverage for things like medical malpractice risks.
 

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