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⍰ ASK How does the type of products or services a company offers influence its liability insurance needs?

What a company does affects what kind of insurance it needs. Industries with more risks, like making things or healthcare, usually need a lot of insurance. If a company makes or sells stuff, it needs product liability insurance to cover claims from problems with its products.

Service businesses, like consulting or legal services, might go for professional liability insurance. This helps if there are claims of mistakes or not delivering promised services.

How much a company deals with customers and the chance of injuries or damage also decide insurance needs. Stores or businesses with places people can go might want general liability insurance for accidents on their property.
 

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