- PPF Points
- 2,039
To evade credit card scammers, it is necessary to always carefully inspect any suspicious messages, emails, or phone calls where the fraudster wants to obtain your card info, as mostly it is a case of spam—legitimate institutions are not likely to ask for sensitive information randomly. It is secure to use your card only on secured, encrypted sites—be sure to see the padlock icon and “https” in the URL. Do your best to keep an eye on your transactions at regular intervals; a quick look will help you to detect suspicious charges on time. Create for your every single transaction alerts to be immediately notified if someone uses your card. Do not use public Wi-Fi—just to be on the safe side—without the help of a trusted VPN. Before throwing away any documents, shred them properly to ensure that no one can steal information from you by way of the trash. Never write down your PIN code or share it with someone else, and most importantly, do not reuse it everywhere. Keep your card physically secure—call to report a lost or stolen card immediately. To avoid being ripped off by skimmers, check card slots at ATMs for anything that looks out of place. Change your password on a regular basis and enable multi-factor authentication if it is provided. The details of your card should not be saved on any device or in the browser that is not yours. As fraudsters are constantly improving their methods, keep yourself informed, and feel free to listen to your feeling—if you are not comfortable with a situation, just walk away from it. The most reliable way to protect yourself is to be alert and react instantly when something does not work out.
