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⍰ ASK What influence did the Gramm-Leach-Bliley Act have on electronic payment services offered by banks in the U.S.?

The Gramm-Leach-Bliley Act, launched in 1999, aimed to boost consumer privacy in finance. It shook things up by letting banks provide a mix of banking, securities, and insurance services. While not all about electronic payments, it nudged banks to diversify, pushing them to amp up electronic payment options.To keep up with the rules, banks invested in tech.

The Gramm-Leach-Bliley result was safer electronic payments and cool stuff like online banking software and digital wallets – all thanks to this act pushing banks to get creative for the people!
 

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