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⍰ ASK What is the difference between an unincorporated business and a registered company?

Unincorporated businesses, like sole traders or partnerships, have the owner and the business as one. This means the owner is personally responsible for all business debts, risking their personal assets.

A registered company, often called a corporation or limited company, is a separate entity from its owners. This separation gives shareholders limited liability, protecting their personal stuff from the company's debts. To become a registered company, there's a formal process, making articles of association, and issuing shares.

Setting up and keeping an unincorporated business is easier, but registered companies bring perks like limited liability, access to money markets, and a more organized way of running things. Which one is better often depends on the business size, risks, and long-term plans.
 

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