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⍰ ASK What is the difference between electronic funds transfer and wire transfer in the UK?

Electronic funds transfer is the big umbrela, covering all kinds of digital money moves like online bills, direct deposits, and bank-to-bank transfers. It's the overall term for shuffling money electronically.

Now, wire transfer is a specific kind of EFT. It's like a VIP version for sending money straight from one bank to another, even if they're in different places, even countries. Wires are quick and direct, great for big money or overseas deals.
 

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