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⍰ ASK What role does public liability insurance play for businesses in the UK?

For UK businesses, having public liability insurance is super important. It's like a safety net that kicks in if someone gets hurt or their property is damaged because of your business. This insurance covers the costs of legal, paying for damages, and other expenses if, say, a customer slips in your store or a contractor messes up someone's property.

Even though it's not a must-have by law, it's seen as a smart move for businesses. Having public liability insurance not only saves you from big money troubles but also keeps your customers and the public feeling good about your business. Some clients might even ask for proof of this insurance before working with you it shows you're serious about handling things responsibly.
 

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